FHA Loans

FHA Loans

One advantage of an FHA loan over a conventional loan is that it will have more lenient qualifications and smaller down-payment requirements since the government insures them.

+ more about FHA Loans

VA Loans


Since the Government insures VA loans, members of the military benefit from very competitive mortgage rates and terms. Our loan experts have vast experience in VA home loans.



Need to take advantage of today’s low mortgage rates? Has your credit score increased allowing you to get a better rate?  Would you like to switch to a home loan that better suits your needs and budget?

+ more about Mortgage Refinancing

Check Your Credit


Not sure what your credit score is? Try our no obligation credit check and get results NOW. This will help you determine what type of loan you are eligible for and what type of home you can afford.

+ Check your credit NOW


Welcome to Mortgage 1, Inc. – Liberty Branch

Mortgage 1, Inc. – Liberty Branch is licensed throughout Michigan, Ohio and Florida. We understand that there are a lot of options when purchasing a new home or refinancing your existing mortgage. Moving into a new home can be exciting but it can also be overwhelming. This is why our goal is to make your experience as a home buyer as stress-free as possible.

Feel free to contact one of our loan officers with any questions you may have or browse through the helpful information on this website. Easily compare loan options, read answers to common questions and learn about what to expect during the loan process. Or quickly estimate your monthly payment with our online mortgage calculator.

Mortgage Company and Refinance Experts

We are a full service mortgage company with vast experience in all types of mortgage lending. Whether you are a first time homebuyer, looking to refinance, interested in a VA Loan, Investment property, or conventional loan, we will help you find the right loan with the best rates, terms and costs.

The mortgage experts at Liberty Mortgage always compare different mortgage rates at banks and mortgage lenders to make sure that we provide the lowest mortgage rates possible. Our loan officers will work by your side to determine what type of loan you are qualified for or how much money you can save by refinancing an existing mortgage.

From the Blog – Homebuyer FAQ

Macomb County Mortgage Lender explains FHA and Conventional Loans

Macomb County Mortgage Lender explains FHA and Conventional Loans

If you are considering a mortgage for your new home, it is likely that you will […]

How long does the home buying process take?

The amount of time it will take for your purchase will depend on a number of factors.
If you are paying for your new […]

What is Private Mortgage Insurance (PMI) ?

If your down payment is less than 20%, or you are refinancing more than 80 percent of your property’s value, you will typically be […]

Liberty Mortgage was great to deal with. From the start they were up front and honest, and as a first time home buyer made the whole process very easy.
Michael F.
My wife and I are very pleased with the service, professionalism and friendliness of the Liberty Mortgage. We recommend them without reservation for any mortgage/refinance services.
Adam S.
Liberty Mortgage went above and beyond their duties. Whenever I had questions, they used their resources to get me answers. They definitely know their industry and are extremely helpful.
Alison W.